The new standard amounts for consumer loans have been changed. The standard amounts apply to loans you will provide from 1 April 2018. The assessment also includes the costs of living. The standards have been indexed in line with prices.
The Dutch Central Bank (DNB) is receiving an increasing number of questions about outsourcing from financial institutions, including from potential new entrants. DNB is considering organising a seminar in Bonaire in June. Outsourcing may be one of the topics of the seminar. Please read the full pressrelease on the website from DNB.
No calculation is needed for the credit limit prior to issuing a cash covered credit card. With a cash covered credit card, an amount equal to the credit limit of the card is deposited in a blocked account. Payments made with the credit card are therefore always fully covered by the balance in the blocked account.
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The AFM is committed to promoting fair and transparent financial markets. As an independent market conduct authority, we contribute to a sustainable financial system and prosperity in the Netherlands.